Providing Cheap Travel Insurance & Holiday insurance, annual travel insurance. Single trip insurance, Long Stay Insurance, ski insurance and Backpackers Insurance

Summary of Benefits         

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Section	Limit	Excess
Cancellation and Curtailment	Up to £3,000	£50 Deposit £20
Medical Expenses Including emergency assistance services	£5,000,000	£50
Hospital benefit plus unused excursions	£25 per day up to £1000 Up to £100	N/A
Personal Effects and baggage Single Item Limit Valuables Limit in total Travel Documents Delayed baggage	Up to £1,500 £200 £200 £200 £50 per day up to £150	£50
Personal Money Cash Limit Cash (aged under18)	Up to £500 £200 £50	£50
Travel delay	£20 for first 12 hour period £20 for each additional 12 hour period up to £300	N/A
Holiday Abandonment	Up to £3,000	£50
Missed departure	Up to £1,000	£50
Personal Accident Max Benefit Loss of limbs or sight (aged under 65) Permanent Total Disablement Death benefit (aged 18 - 65) Death benefit (aged under 18) All benefit (aged 66 and over)	£20,000 £20,000 £20,000 £10,000 £2,500 £2,500	N/A
Personal Liability	Up to £2,000,000	N/A
Catastrophe Cover	Up to £1,000	£50
Withdrawal of Services	Up to £500	£50
Mugging Benefit	£40 per day up to £400	N/A
Legal Expenses	Up to £25,000	£250
Pet Care	£20 per day up to £100	N/A
Winter sports cover (where additional premium has been paid or annual policy purchased)
Ski Equipment Owned Single Item Limit - Owned Hired	Up to £500 £250 Up to £250	£50
Ski Hire	Up to £20 per day up to £200	N/A
Ski Pack	Up to £75 per day up to £300	N/A
Avalanche Closure	Up to £250	£50

Conditions

Family Definition	Two adults plus all their children under 18 in full time education, living at the family home and travelling with their Rock insured parent(s).
Children under 18	Must be in full time education.
Territorial Limits	Europe does not include Algeria, Israel, Libya and Lebanon.
Pre-Existing Health conditions	Pre-existing medical conditions are covered if you fulfill the conditions under the medical warranty.