Providing Cheap Travel Insurance & Holiday insurance, annual travel insurance. Single trip insurance, Long Stay Insurance, ski insurance and Backpackers Insurance

Summary of Benefits         

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Section	Limit	Excess
Cancellation and Curtailment	Up to £1,500	£75
Medical Expenses Including emergency assistance services	£2,000,000	£75
Travel delay	£10 for first 12 hour period £10 for each additional 12 hour period up to £100	N/A
Holiday Abandonment	Up to £1,500	£5
Missed departure	Up to £5,000	£50
Personal Accident Max Benefit Loss of limbs or sight (aged under 66) Permanent Total Disablement Death benefit (aged 18 - 65) Death benefit (aged under 18) All benefit (aged 66 and over)	£10,000 £10,000 £10,000 £5,000 £2,500 £2,500	N/A
Personal Liability	Up to £1,000,000	£100
Legal Expenses	Up to £15,000	£200
Personal Effects & Baggage & Personal Money (where additional premium has been paid)
Personal Effects and baggage Single Item Limit Valuables Limit in total Travel Documents Delayed baggage	Up to £1,000 £150 £150 £150 £50 per day up to £150	£50
Personal Money Cash Limit Cash (aged under18)	Up to £200 £100 £50	£20
Winter Sports Cover (annual policy and where additional premium has been paid)
Ski Equipment Owned Single Item Limit - Owned Hired	Up to £500 £250 Up to £250	£50
Ski Hire	£20 per day up to £200	N/A
Ski Pack	Up to £50 per day up to £300	N/A
Piste Closure	Up to £20 per day up to £200	N/A
Avalanche Closure	Up to £250	£50

Conditions

Family Definition	Two adults plus all their children under 18 in full time education, living at the family home and travelling with their Rock insured parent(s).
Children under 18	Must be in full time education.
Maximum Trip duration	31 days
Wintersports	17 days in total
Territorial Limits	Europe does not include Algeria, Israel, Libya and Lebanon.
Pre-Existing Health conditions	Pre-existing medical conditions are covered if you fulfill the conditions under the medical warranty.